Discover SpenDebt

Payoff Your Debt by Leveraging Micropayments Through Every Day Transactions

How it Works

SpenDebt helps you get rid of your debt faster

1

Register

Create a user profile

Sign Up
2

Link Accounts

Link your bank and debt accounts

Sign Up
3

Define Micropayment

Amount added to every transaction (anything greater than $0.50)

Sign Up

Video Overview

Watch this 30 second video to learn all you need to know about Spendebt

Highlights

Easy Registration

Create an user profile, select the bank account to pay from, enter the debt account to pay to, define your micropayment and cap amount.

Secure Servers

We use the same security as world renowned banks, 24/7 scans and 256-bit encryption level, and more.

Access

Access your plan anytime, anywhere. Log in and check your balance from your laptop, tablet or phone using the SPENDEBT app!

Frequently Asked Questions

  • Is there a monthly fee?

    Yes. We charge $1.99 for up to 25 transactions per month or $2.99 for unlimited transactions per month

  • Can I adjust the micropayment?

    Yes. You can change the micropayment amount as often as you like.

  • Can I adjust the monthly cap amount?

    Yes. You can change the cap amount as often as you like

  • Can I still use SpenDebt if my bank account is not listed?

    No. If you don’t see your bank account available, please tell us (by sending an email to info@spendebt.com) so we can be inclusive of your financial institution.

  • Can I link multiple bank accounts?

    No. At this time SpenDebt does not offer the feature but will have this available in the future.

  • When are payments sent out to the creditors?

    Payments are processed on the last day of each month. The payments could take up to 5-7 business days to process and post to your debt account.

  • What is the monthly cap amount?

    The cap amount is simply your monthly budget using SpenDebt.

  • What is a micropayment?

    Micropayment is a small amount that is added to every transaction.

  • Is there a minimum or maximum micropayment?

    Yes. There is only a minimum micropayment of $0.50.

  • Where can I track or locate how much I have saved throughout the month?

    SpenDebt provides a dashboard for you to monitor running total of transactions which then will be sent to your debt account.

  • When are payments sent out to the creditors?

    Payments are processed on the last day of each month. The payments could take up to 5-7 business days to process and post to your debt account.

  • How many payments are sent out monthly?

    SpenDebt aggregates all of the micropayments throughout the month and send an one time payment to your selected debt account on your behalf.

  • How do you ensure that my personal information is secure?

    SpenDebt first priority is to protect the users information. We use secure servers, bank level security, 256-bit level encryption and conduct frequent scans to protect users personal information.

  • Once my debt is paid off what happens to my account?

    Your account is still active and the micropayments will accrue. You can select a new "debt account" to apply the micropayments towards.

  • Can I cancel my subscription at any time?

    Yes. To cancel your subscription please send an email to info@spendebt.com.

Show All Frequently Asked Questions

Join Our Unlimited Plan

Get 1 month Free, then:

$4.99
  • Unlimited Transactions
  • Access Account on Any Device
  • Free 30-Day Trial
  • Paid Automatically from Linked Bank Account
  • No Hidden Fees
  • Guaranteed Secure and Private Bank Information
  • Cancel Anytime